Author Archives: kazzafunk

Countdown tickers

If you would like a snazzy ticker counting down your IVA, go to: www.magicalkingdoms.com/timers and follow the instructions below.  Hope it’s easy to understand.  I did put this on once before but it disappeared for some reason.  Just makes things … Continue reading

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When is an essential not an essential?

I read a comment recently on the forum that we shouldn’t be allowed allowances for pets on an IVA.  Another about smoking and about sky.  I don’t think we have the right to say what someone deems to be an … Continue reading

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Still feels good

Two weeks on from the creditors meeting and the sense of relief is still with me.  We made our 1st payment on 30th June, only 59 to go!!  How much have I changed since the process started? Well I now … Continue reading

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1st day after IVA approved.

Yesterday was a very good day! Had a lie in as meeting wasn’t until 10.45.  Did some housework to take my mind off things and then had an email from IP’s office saying that Grant Thornton had asked for the … Continue reading

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Life’s too short

Well – a stressful fortnight over with.  My friends Dad died suddenly just 7 weeks after being diagnosed with lung cancer.  Very sad and made me realise that life can be too short to worry about my debts. Paperwork has … Continue reading

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The enemy are a bit too quiet!

Well just waiting now for our proposal to come through.  Sent all the signed paperwork back yesterday with about a thousand signatures (well probably 10!) and hopefully by early next week we can have a read about the allowances and … Continue reading

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Paperwork has left the building!

Since my last post I have finally managed to send our paperwork off to Michael Peoples. When I walked out of the Post Off ice I felt a great sense of relief – I can do no more.  If it’s … Continue reading

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“May” this month bring good news!

Just an update.  I started to get all the paperwork together to send to the company we have selected to help us with our IVA.  Ran out of time and printer ink! so had to put it to one side … Continue reading

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Hello world!

After weeks of reading other peoples blogs I thought I’d better start one myself.  Where did it all go wrong?  From 1999 – 2007 I was working around the country earning a good wage plus expenses each week.  This made … Continue reading

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